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Insurance and Consumer Protection Law

Consumers in Texas have special protections provided by law. Has an Insurance Company refused to pay for your damages? Have you been injured in an Auto Accident and the Insurance Company has refused to pay? Has your home been damaged and the Insurance Company has refused to pay? Has an Insurance Company refused to pay benefits under a life Insurance policy?

We have experience filing lawsuits against giant Insurance Companies, and will fight to get what you deserve. If the Insurance Company denies your claim knowingly in violation, we can get you even more! Don’t wait, please call The Chivis Law Firm to see how we can help you!

If you have been the victim of misrepresentation, breach of warranty, or unconscionable (unfair) actions in connection with the purchase of a good or service, you may have a cause of action against the seller of the good or service.

The Texas Deceptive Trade Practices-Consumer Protection Act (also called the DTPA) was passed in 1973 and is found as part of the Texas Business and Commerce Code. Did you know that there are twenty-five specific violations for which the sellers of goods and services can be held accountable? This list provides extensive protections to consumers in the state of Texas.

Overall, the DTPA is intended:

To protect consumers against false, misleading, and deceptive business and insurance practices, unconscionable actions, and breaches of warranty.

If you believe that you have a case that involves your rights under the Texas DTPA, your lawyer must first notify the alleged violator of your complaint and allow 60 days for a response. In many cases, a DTPA lawyer can propose a settlement offer that can then be accepted or rejected. If the details of an offer are not to your satisfaction, a lawsuit may be filed and the process moves forward through the judicial system. You only have two years from the date the deceptive act or practice occurred to file a DTPA lawsuit. And, this step should never be done without the guidance of a DTPA attorney.

If you have been the victim of Insurance Code violations, misleading business practices, or fraud, you should not go another day without getting compensation for the wrong that was done. The Chivis Law Firm can help.

Call now for a consultation!

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